At Loan Giant we're different.
We recognise that the world has changed - and we offer personal loans to employed people of different circumstances. For example, many of our clients work on a contract by contract basis, and through no fault of their own are often turned down by some high street banks and building societies.
We understand today's world and today's employee.
Being an independent family run organisation we will treat you as an individual and we have a deliberate philosophy to be sufficiently flexible to meet your circumstances. Our independence means that we can search the market and will secure you the loan that's right for you at a competitive rate of interest.



If you are in full time employment, it's easy to take out a Loan Giant Personal Loan, and we will find you rates that are comparable with - if not better than - those offered by some high street lenders. All we ask is some confirmation of your current income.
We all know that today's employment world is different from the one known by our parents and grandparents - a fact that is not immediately recognised by the high street banks and building societies.



You may be one of the increasing number of people who have set up their own businesses and work for themselves. In which case you will appreciate that, as well as bringing many benefits, your self-employed status can also bring some downsides.
As someone running your own business you will probably be all too aware that most banks prefer lending to employed clients because of the (mistaken) belief that an employed applicant represents a better risk.



You've worked long and hard and finally that long-dreamed of retirement has come round. But is it living up to your initial expectations? Are you making the most of this very important time of your life?
Now you are retired you may find that some major names in the finance world start to treat you differently. But at Loan Giant Personal Loans we are determined to help you whatever your retirement plans. Whether you want to go on a round the world cruise or spend some money on your house and garden, we will search the market and find you the most competitive loan that exactly suits your needs and requirements.



It's easy too. If you have retired, you can simply send us copies of your pension statements and, unlike most loan providers, we accept state pensions too.
To enjoy your retirement to the full, take out a Loan Giant Personal Loan from Independent Finance. You could borrow anything from £5,000 to £250,000.



If you are home owner but have little or negative equity in your home, it can often be difficult to obtain the loan that you want.
If you have little or negative equity, a Loan Giant Personal Loan from Independent Finance could let you borrow up to 125% of your property value. At Loan Giant Personal Loans, we'll search from our carefully selected panel of lenders to provide you with some of the most competitive rates of interest available.



It's accepted these days that more and more people aren't able to provide proof of their income in the conventional manner.
This affects all types of people, including:
The self-employed
People who 'self declare' their income
Seasonal and cyclical workers
Temporary and contract workers
Many of the high street banks and building societies have systems that are so inflexible that they cannot cope with such applications and will automatically reject them. With Loan-Giant Loans it's different.
We treat everyone as an individual.
We're prepared to be more flexible in how you provide proof of income and can help find you a competitive loan, quickly and conveniently.
Here's what we can accept as proof of income:
Employed
Hand written payslips
Agency payslips
Bank statements
Employer letter

Self-employed
Invoice
Tax assessment
VAT return
Self declaration













   

LOANS SECURED ON YOUR HOME
THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME.
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT. 12.8% APR Typical Variable