Before - Existing unsecured credit.
APR
Amount
Payment
Lloyds TSB Loan
15.9%
£7000
£252.13
Natwest Bank Loan
15.4%
£3000
£103.13
Goldfish Credit Card
17.9%
£2500
£75.00
Royal Bank of Scotland Gold Visa
16.9%
£3500
£105.00
Total
£16,000
£525.26

After - New secured credit.
APR
Amount
Payment
New Loan (over 20 years)
8.4%
£20000
£168.39
Reduction in monthly outgoings
Plus cash sum of £4,000.
£356.87
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